LTC Premium
Compared To
WA State Employee LTC Payroll Tax

Monthly LTC Plan Premium
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
LTC Lifetime Maximum Benefit
$108,000
$216,000
$432,000
$
$
$36,500*
Benefit Duration
3 years
3 years
6 years
$
$
Monthly Benefit Amount
$3,000
$6,000
$6,000
$
$
5% Compound Inflation
Not Included
Not Included
Not Included
Not Included
Not Included
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
LTC Lifetime Maximum Benefit
$108,000
Benefit Duration
3 years
Monthly Benefit Amount
$3,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $23.40 $24.00 $25.50 $25.80 $26.40 $27.90 $28.50 $30.30 $31.50 $32.70 $33.00 $35.70 $36.30 $39.30 $41.10 $42.90 $44.10 $45.90 $47.40 $51.00 $53.40 $55.80 $58.20 $61.20 $64.80 $68.40 $72.60 $77.40 $82.50 $88.20 $97.50 $106.20 $114.90 $129.30 $141.90 $157.20 $173.40 $191.40 $210.90 $234.60 $257.70 $285.30 $313.20 $378.30 $413.10 $452.10 $495.00 $541.80 $593.10
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
LTC Lifetime Maximum Benefit
$216,000
Benefit Duration
3 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $46.80 $48.00 $51.00 $51.60 $52.80 $55.80 $57.00 $60.60 $63.00 $65.40 $66.00 $71.40 $72.60 $78.60 $82.20 $85.80 $88.20 $91.80 $94.80 $102.00 $106.80 $111.60 $116.40 $122.40 $129.60 $136.80 $145.20 $154.80 $165.00 $176.40 $195.00 $212.40 $229.80 $258.60 $283.80 $314.40 $346.80 $382.80 $421.80 $469.20 $515.40 $570.60 $626.40 $756.60 $826.20 $904.20 $990.00 $1,083.60 $1,186.20
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
LTC Lifetime Maximum Benefit
$432,000
Benefit Duration
6 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.20 $61.80 $64.80 $67.20 $67.80 $70.80 $71.40 $76.20 $78.00 $80.40 $85.80 $87.60 $91.80 $96.60 $98.40 $105.00 $110.40 $113.40 $120.00 $123.60 $129.00 $135.60 $143.40 $150.00 $157.20 $166.20 $175.20 $186.00 $196.20 $208.20 $219.00 $240.00 $259.80 $282.00 $303.60 $342.00 $375.00 $416.40 $457.80 $503.40 $553.80 $612.00 $674.40 $746.40 $820.80 $985.20 $1,078.80 $1,181.40 $1,290.00 $1,410.60 $1,543.80
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov