LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$23.40
$24.00
$25.50
$25.80
$26.40
$27.90
$28.50
$30.30
$31.50
$32.70
$33.00
$35.70
$36.30
$39.30
$41.10
$42.90
$44.10
$45.90
$47.40
$51.00
$53.40
$55.80
$58.20
$61.20
$64.80
$68.40
$72.60
$77.40
$82.50
$88.20
$97.50
$106.20
$114.90
$129.30
$141.90
$157.20
$173.40
$191.40
$210.90
$234.60
$257.70
$285.30
$313.20
$378.30
$413.10
$452.10
$495.00
$541.80
$593.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$46.80
$48.00
$51.00
$51.60
$52.80
$55.80
$57.00
$60.60
$63.00
$65.40
$66.00
$71.40
$72.60
$78.60
$82.20
$85.80
$88.20
$91.80
$94.80
$102.00
$106.80
$111.60
$116.40
$122.40
$129.60
$136.80
$145.20
$154.80
$165.00
$176.40
$195.00
$212.40
$229.80
$258.60
$283.80
$314.40
$346.80
$382.80
$421.80
$469.20
$515.40
$570.60
$626.40
$756.60
$826.20
$904.20
$990.00
$1,083.60
$1,186.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.20
$61.80
$64.80
$67.20
$67.80
$70.80
$71.40
$76.20
$78.00
$80.40
$85.80
$87.60
$91.80
$96.60
$98.40
$105.00
$110.40
$113.40
$120.00
$123.60
$129.00
$135.60
$143.40
$150.00
$157.20
$166.20
$175.20
$186.00
$196.20
$208.20
$219.00
$240.00
$259.80
$282.00
$303.60
$342.00
$375.00
$416.40
$457.80
$503.40
$553.80
$612.00
$674.40
$746.40
$820.80
$985.20
$1,078.80
$1,181.40
$1,290.00
$1,410.60
$1,543.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov